We believe quality mental health care should be accessible. Align Minds Counseling accepts most major insurance plans across Michigan, making it easier to get the support you need without worrying about cost.
Check Your Coverage →We are in-network with most major insurance providers in Michigan. If you don't see your plan listed, contact us — we may still be able to work with you.
BCBS Michigan plans accepted
Most Aetna plans accepted
Cigna behavioral health accepted
UHC & Optum plans accepted
Michigan Priority Health accepted
Health Alliance Plan accepted
Most Humana plans accepted
Michigan Medicaid accepted
Contact us — we'll verify for you
Using insurance for therapy is often simpler than people expect, but there are a few terms worth understanding before your first session.
Your deductible is the amount you pay out-of-pocket before insurance begins covering costs. Once met, your insurance pays a portion and you pay a copay or coinsurance — often between $20–$50 per session depending on your plan.
Your out-of-pocket maximum is the most you'll ever pay in a year. After that, insurance covers 100% of covered services.
When you book with Align Minds, our team will verify your benefits before your first session so you know exactly what to expect — no surprises.
When you reach out, it helps to have your insurance card handy. We'll need your member ID, group number, and the name of your plan to verify your benefits quickly. We handle the verification so you can focus on getting started.
If you prefer not to use insurance or your plan isn't accepted, self-pay sessions are available at competitive rates. Ask about our sliding scale options if cost is a concern — we want to make therapy accessible.
Yes — most major insurance plans now cover telehealth therapy at the same rate as in-person sessions. This became standard during and after the COVID-19 pandemic, and most plans have maintained it. We'll confirm your telehealth coverage when we verify your benefits.
You can call the member services number on the back of your insurance card and ask about your mental health or behavioral health benefits. Alternatively, just reach out to us — we're happy to verify your benefits on your behalf before your first appointment.
No. Your therapy is protected by HIPAA privacy laws. While your insurance company knows you've used mental health benefits (as with any medical claim), your employer does not receive information about what services you use or why.
If you've already met your annual deductible, you'll typically only pay your copay or coinsurance per session — often a much lower amount. This makes the end of the year a great time to start therapy if you've been considering it.
Yes. We believe financial barriers shouldn't stand between someone and mental health care. Please contact us to discuss self-pay rates and sliding scale availability — we'll do our best to find something that works for your situation.
Enter your insurance information below and we'll show you right away whether we accept your plan — and what your estimated out-of-pocket cost might look like.
We'll verify your insurance before your first session so there are no surprises. Virtual therapy across Michigan.
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